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Home & Property Insurance

Click on any category to learn more about a type of insurance.

Homeowners

Homeowner’s insurance covers a private residence. It is a package policy that covers damage and losses to your house and property, as well as your legal responsibility for any injuries or property damage sustained by others while at your residence.

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Condo

Condo insurance is specifically designed for those who live in a unit structure owned and insured by a separate association. These associations employ master insurance policies that usually cover only the external structure of the unit. With condo insurance, you can protect the interior along with all your valuables.

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Renters

Renters’ insurance is like homeowner’s insurance, but you take it with you even if you move. It protects your personal property and provides most of the benefits of home insurance, including liability insurance. However, it does not protect the dwelling or structure of the home itself, which is the landlord’s responsibility to insure.

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Natural Disasters

Natural disaster insurance protects your home and belongings from the damage that occurs when an earthquake, flood, or fire hits. These types of natural disaster coverage is excluded from most comprehensive home insurance policies.

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Dwelling Fire

Although dwelling fire insurance sounds a lot like insurance that protects a home from fire damage, that’s not all there is to it. Dwelling fire insurance covers several different areas that you may not even think would happen to your home. It is meant for homes that are vacated, rented, and seasonally used. Not just owner-occupied.

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Mobile Home

Mobile home insurance is similar to standard home insurance, but the increased risk of severe weather damage, fire, and theft proven to affect mobile homes leads to a need for more unique insurance options.

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Farm

Your farm or ranch is a hybrid of home and business, so you need a unique policy to keep it protected from every angle. Our insurance providers offer policies that protect every farm, from small startups to industrial production growers.

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Landlord

Landlord’s insurance protects you from financial loss associated with rental properties you own. Policies typically cover the entire building, as well as any interior property you own, such as washers, dryers, and furniture.

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Valuable Items

Homeowner’s insurance policies offer protection for your personal belongings, but only to an extent. While it may cover your furniture, clothing, electronics, and appliances, you likely won’t be fully compensated for damage or loss to those expensive odds and ends that you value on a more personal level.

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Have any questions about our insurance policies or need to add coverage?
Contact us today and one of our agents will help you get the coverage you need!

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